Grasping the Ins and Outs of Insurance
Finding the proper insurance plan can be tricky. With an abundance of options and plans readily available for auto and home insurance coverage, it can be easy to feel lost in a maze of insurance, so don’t lose your bearings, let SelectQuote Auto & Home be your guide.
At SelectQuote, we want to make the insurance process as simple as possible for you and your family. Each SelectQuote Auto & Home agent is a licensed insurance expert that will make sure your assets are properly covered. Our agents will work alongside you to help you find the best coverage at the best rate possible. We do this by comparison shopping up to 16 highly rated carriers in your state to help you nab the best price. How great is that?
So whether you’re buying auto and home insurance for the first time or looking to replace an existing policy, we at SelectQuote Auto & Home will be there every step of the way. We’re like the headlights on your car. We want to shine a light and protect you from anything that might be looming in your path.
If you’re looking for a new auto insurance policy or looking to replace an existing plan, there are six basic types of coverage to consider when purchasing a policy. The six basic types of auto coverage include:
- Bodily Injury Liability
- Property Damage Liability
- Personal Injury Protection (PIP or No-Fault)
- Uninsured/Underinsured Motorist Protection
If you’re interested in a home insurance policy, we at SelectQuote Auto & Home can help you protect the assets closest to your heart. As with auto insurance, a homeowners insurance policy consists of several coverage options against different types of mishaps. The four basic types of homeowners coverage are:
- Personal Liability
- Additional Living Expenses
Dwelling coverage, for example, protects your home from some of Mother Nature’s unfortunate assaults. If your home was damaged from hail, lightening or fire, a dwelling coverage plan would help pay for the replacement of the framework and structure of your home.
Roughly six out of 10 homes in the United States are undervalued for insurance purposes, according to a 2013 survey by Marshall & Swift/Boeckh (MSB). The homes are undervalued by 17 percent, the report stated.
While the numbers are getting better—73 percent of homes were undervalued by an average of 35 percent in the 1990s—you don’t want to be one of the homeowners without the proper coverage plan. Get insured and protect your assets. We at SelectQuote Auto & Home are here to help.