The Importance of Home Insurance
Buying a home is one of the biggest transactions that many Americans will make in their lifetime, so once you’ve pulled the trigger on a purchase—whether it be your first or fifth home—make sure it’s properly covered by purchasing an insurance plan through SelectQuote Auto & Home.
We at SelectQuote want to make the insurance process as efficient as possible for you and your family, which is why we offer comparison shopping of up to 16 highly rated carriers in your state to promote the best coverage at a competitive price.
Each SelectQuote Auto & Home agent is a licensed insurance expert, so don’t hesitate to ask questions. We want to help guide you through the process. Start by getting your free insurance quotes.
Here are the four basic types of homeowner coverage:
- Dwelling. Mother Nature doesn’t always agree with well-made plans, which is why dwelling coverage is vital for homeowners. This type of plan pays for damages resulting from fire, wind, vandalism and a few other possible dangers. A garage and other detached structures on your property are also covered by this plan.
- Contents. This coverage plan reimburses you if personal items in your home are damaged or destroyed by a covered cause of loss, such as a fire. This includes clothes, furniture, sporting goods, electronics and other noted items of value in your home.
- Personal Liability. Accidents happen, so personal liability is there to cover you from lawsuits for property damage or bodily injury that you or permanent residents of your household may cause to other people. Personal liability will protect you from legal fees and pay any court awards that might transpire from such events. This coverage plan also provides no-fault medical coverage in the case that someone is injured on your property.
- Additional Living Expenses. Unforeseen events are bound to occur so additional living expenses coverage will pay for your hotel, animal boarding, restaurant tabs and other expenses in the event that you are unable to stay in your home due to a natural disaster, fire or other events you have no control over.
We want to be your insurance resource, so if you have any questions or concerns, please contact one of our SelectQuote Auto & Home agents for coverage types and policy details at 1-888-220-5450 or get your personalized insurance quotes in minutes!
*These descriptions may vary by carrier. Always consult your insurance agent about coverage types and policy details.